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IL traffic lawyerAll drivers in the state of Illinois are required to have a certain amount of insurance to be able to legally drive. Some car insurance premiums can be costly and if you have a marred driving record, your premiums can be even more expensive. Most insurance companies will check your driving record before you enroll in insurance with them and when your insurance policy is up for renewal. If you have any infractions on your driving record, that may cause your insurance to skyrocket to astonishing rates. Speeding tickets, especially misdemeanor or felony speeding tickets, can cause the insurance company to view you as a liability, which is why you will pay more for insurance coverage.

How Much Will Rates Increase?

Not all insurance companies were created equally. The amount that your insurance rates will increase mostly depends on which insurance company you have. Typically, you can expect to see an increase of around 13 percent for an average speeding ticket, though this rate can fluctuate depending on the severity of the speeding ticket. For example, a speeding ticket for going 30 miles per hour or more over the speed limit will raise your rates more than a speeding ticket for going 15 miles per hour over the speed limit.

Age Also Affects the Amount Your Insurance Increases

There are a couple of other things that can affect how much your car insurance rates will increase after a speeding ticket. Typically, younger drivers are monitored much more closely than older drivers. Around 41 percent of young drivers saw an increase in insurance premiums after they received a ticket, compared to only 15 percent of drivers over the age of 50.

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IL defense lawyerAll drivers on the road are subject to traffic laws that were put in place to protect the safety of others. Because of the large size of commercial motor vehicles (CMV), those who hold a commercial driver’s license (CDL) are held to higher standards than other drivers, meaning they are also subject to certain traffic violations that other drivers are not. Some of these traffic violations can cause a driver to have their CDL disqualified or revoked. Most people who hold CDL’s use their CDL’s as a means for employment and becoming disqualified can put a great financial strain on their lives.

Types of Traffic Violations That Can Lead to Disqualification

There are a multitude of traffic violations that can cause you to lose your CDL. Some of these traffic violations are unacceptable no matter the type of vehicle you are driving, but some violations are specific to those driving a commercial motor vehicle (CMV).

Major Offenses

This category of offenses is serious offenses that could apply to almost any driver. Most of these offenses carry a disqualification period of one year for a first offense and include:

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Posted by on in Traffic Violations

b2ap3_thumbnail_Untitled-design-41.jpgViolating traffic laws in the state of Illinois can be as minor as going five miles above the speed limit to more serious offenses, such as speeding in a construction zone and causing a fatal accident to a construction worker. If you have been cited for a traffic violation, there is protocol that must be taken for you to avoid legal issues in the future.

How to Determine if the Driver Must Appear in Court

There are some minor violations that can be paid to the Circuit Court Clerk without having to appear in court. If a driver is under the age of 21 years old and has been cited for a traffic violation, then he or she must appear in court. If a driver is under the age of 18 years old with a traffic violation on his or her record, the driver must have a parent or legal guardian accompanying him or her in court. Any ticket that states an appearance in court is required means that the driver must also appear in court.

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