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IL traffic lawyerAll drivers in the state of Illinois are required to have a certain amount of insurance to be able to legally drive. Some car insurance premiums can be costly and if you have a marred driving record, your premiums can be even more expensive. Most insurance companies will check your driving record before you enroll in insurance with them and when your insurance policy is up for renewal. If you have any infractions on your driving record, that may cause your insurance to skyrocket to astonishing rates. Speeding tickets, especially misdemeanor or felony speeding tickets, can cause the insurance company to view you as a liability, which is why you will pay more for insurance coverage.

How Much Will Rates Increase?

Not all insurance companies were created equally. The amount that your insurance rates will increase mostly depends on which insurance company you have. Typically, you can expect to see an increase of around 13 percent for an average speeding ticket, though this rate can fluctuate depending on the severity of the speeding ticket. For example, a speeding ticket for going 30 miles per hour or more over the speed limit will raise your rates more than a speeding ticket for going 15 miles per hour over the speed limit.

Age Also Affects the Amount Your Insurance Increases

There are a couple of other things that can affect how much your car insurance rates will increase after a speeding ticket. Typically, younger drivers are monitored much more closely than older drivers. Around 41 percent of young drivers saw an increase in insurance premiums after they received a ticket, compared to only 15 percent of drivers over the age of 50.

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IL defense lawyerNo parent wants to hear that their teenage driver has gotten into a car accident, but it is bound to happen. Teens are notorious for their lack of judgment and their inability to foresee consequences of their actions, which is why it is not uncommon to hear about teenagers getting into car accidents. If your teenager has gotten into an accident, you are probably scared, disappointed or wondering what it means for the future of your child, but that depends on the circumstances surrounding the accident. Instead of panicking, here are some things you should do if your teenager has gotten into a car accident.

Call Emergency Services

The first step you should take after any car accident is making sure everyone is OK. If someone is injured, you should inform your teen to call 911 right away. If nobody has an injury, it is not required that you call 911, but it can be a smart idea.

Do Not Talk About Blame

If your teen is still at the scene of the accident when you are talking to them, tell them not to talk about blame with the other vehicle. This includes them admitting to blame or placing blame on the other vehicle. The car insurance company can use information like that to make decisions that are not in your favor.

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IL defense lawyerThough it may not seem like it, speeding is a dangerous crime. According to the National Highway Traffic Safety Administration (NHTSA), more than 10,000 people were killed as a result of speeding in 2016, making up about 27 percent of all fatal traffic accidents. While speeding may not seem like a serious crime, it very much is - not only are the driver and occupants of the speeding vehicle put in danger, but other people on the road are put in danger, as well. This is why speeding is taken so seriously in Illinois

Current Illinois Speeding Laws

Speeding more than 26 miles per hour over the posted speed limit is usually referred to as aggravated speeding, which is more serious than just a speeding ticket.

Speeding 26 mph - 34 mph Over the Limit: When you are going more than 25 mph over the speed limit, but not more than 35 mph, you are committing a Class B misdemeanor. For this charge, you could be facing up to six months in jail or up to two years of probation and up to $1,500 in fines.

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