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Traffic Violations

IL traffic lawyerAll drivers in the state of Illinois are required to have a certain amount of insurance to be able to legally drive. Some car insurance premiums can be costly and if you have a marred driving record, your premiums can be even more expensive. Most insurance companies will check your driving record before you enroll in insurance with them and when your insurance policy is up for renewal. If you have any infractions on your driving record, that may cause your insurance to skyrocket to astonishing rates. Speeding tickets, especially misdemeanor or felony speeding tickets, can cause the insurance company to view you as a liability, which is why you will pay more for insurance coverage.

How Much Will Rates Increase?

Not all insurance companies were created equally. The amount that your insurance rates will increase mostly depends on which insurance company you have. Typically, you can expect to see an increase of around 13 percent for an average speeding ticket, though this rate can fluctuate depending on the severity of the speeding ticket. For example, a speeding ticket for going 30 miles per hour or more over the speed limit will raise your rates more than a speeding ticket for going 15 miles per hour over the speed limit.

Age Also Affects the Amount Your Insurance Increases

There are a couple of other things that can affect how much your car insurance rates will increase after a speeding ticket. Typically, younger drivers are monitored much more closely than older drivers. Around 41 percent of young drivers saw an increase in insurance premiums after they received a ticket, compared to only 15 percent of drivers over the age of 50.

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IL defense lawyerIn 2017, speeding was a contributing factor in 26 percent of all fatal traffic accidents. This is why many states, including Illinois, have made speeding a serious traffic offense when you go more than a certain speed over the speed limit. Any driver who speeds is breaking the law, but when a person who holds a commercial driver’s license (CDL) speeds, the consequences can be more severe and can affect their lives in different ways. Many people who hold a commercial driver’s license rely on the validity of that license for their main source of income. Speeding while you are driving a commercial vehicle is a big no-no and can result in strict penalties.

Illinois Speeding Laws

For all drivers, Illinois speeding laws are applicable. If you are caught driving more than 26 mph over the posted speed limit, but less than 35 mph over, you are breaking the law and can be hit with criminal charges. This is a Class B misdemeanor, so you will face up to six months in prison and up to $1,500 in fines. If you are caught driving more than 35 mph over the posted speed limit, you will be charged with a Class A misdemeanor. This means you can face up to a year in prison and up to $2,500 in fines.

Special Considerations for CDL Drivers

According to Illinois law, you also face greater consequences if you hold a CDL -- whether or not you were actually driving a commercial vehicle at the time of the incident. If you hold a CDL and you were caught driving more than 15 mph over the posted speed limit, you have committed a serious traffic violation, regardless of the vehicle you were driving at the time. A serious traffic violation is an offense that CDL drivers must take seriously. After two convictions for serious traffic violations within three years of each other, the driver’s CDL must be disqualified for at least two months.

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IL defense lawyerOne of the many things that are up to states’ discretion is the issuance and control of driver’s licenses. The age at which you can apply for your learner’s permit and then your driver’s license is different in each state. In some states, you get receive your learner’s permit at the age of 14 while in other states you must be at least 16. In Illinois, you must be 15 years old to apply for a learner’s permit and 16 to apply for a junior license. You must also meet certain requirements for training and experience before you will be granted either the learner’s permit or the license. Young people tend to make poor decisions sometimes, which is why they are subject to a few laws that are more strict than adult laws. Violations of traffic laws can lead to unfavorable consequences.

Underage Driving Laws

Court Supervision and Moving Violations: Drivers under the age of 21 are limited to one sentence of court supervision for serious traffic offenses. Drivers under the age of 21 are only eligible for court supervision if they attend traffic safety school, while drivers under the age of 18 must appear in court with a parent in addition to attending traffic safety school.

Moving Violations and Loss of Driving Privileges: Drivers under the age of 21 who are convicted of two or more moving violations within a 24-month period will have their driver’s license suspended for at least 30 days. Remedial education courses may be part of the requirement to get their driver’s license reinstated.

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IL defense lawyerWhile most people associate a suspended or revoked driver’s license with a DUI, there are many reasons why you could lose your driving privileges in Illinois. While a DUI is the most common reason for license suspensions and revocations, you can also have your license suspended or revoked for not paying child support, not appearing in court when you are called to do so, not paying court fines and accumulating too many points on your driver’s license. Any moving violation that you are convicted of will add points to your driving record. Speeding, depending on the circumstances, will earn you quite a few points and can contribute to a license suspension or revocation.

Illinois Points System and Driving Suspensions

Like many states, Illinois participates in a points system that applies to all drivers. There are a certain number of points assigned to different driving violations. Typically, the more serious the violation, the higher the number of points the violation carries.

For example, speeding 1 to 10 miles per hour over the speed limit will result in 5 points being added to your driving record. If you are convicted of speeding more than 25 miles per hour over the speed limit, 50 points will be added to your driving record.

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IL defense lawyerNo parent wants to hear that their teenage driver has gotten into a car accident, but it is bound to happen. Teens are notorious for their lack of judgment and their inability to foresee consequences of their actions, which is why it is not uncommon to hear about teenagers getting into car accidents. If your teenager has gotten into an accident, you are probably scared, disappointed or wondering what it means for the future of your child, but that depends on the circumstances surrounding the accident. Instead of panicking, here are some things you should do if your teenager has gotten into a car accident.

Call Emergency Services

The first step you should take after any car accident is making sure everyone is OK. If someone is injured, you should inform your teen to call 911 right away. If nobody has an injury, it is not required that you call 911, but it can be a smart idea.

Do Not Talk About Blame

If your teen is still at the scene of the accident when you are talking to them, tell them not to talk about blame with the other vehicle. This includes them admitting to blame or placing blame on the other vehicle. The car insurance company can use information like that to make decisions that are not in your favor.

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